Cashflow Risk Scan

Get a CFO-level verdict on your business — in 2–3 days.

Book Now — $595

Cashflow Risk Scan

Know your financial risk
before you commit.

A CFO-level assessment of your cashflow position — so you can hire, scale, or invest with a clear head instead of a gut feeling.

$595 incl. GST  ·  One-off  ·  No ongoing commitment

Get Your Cashflow Risk Scan
Senior CFO reviews every scan personally Written verdict delivered in 2–3 business days Trusted by trades & construction businesses nationally
The real risk

Most trades businesses
have a cashflow visibility problem — not a revenue problem.

Your P&L might look fine. But cash is disappearing through retentions held too long, progress claim timing, wage runs hitting before invoices clear, and margins eroded by jobs priced on gut feel.

By the time it becomes obvious, a decision has usually already been made.

"Is this business financially safe to move forward — or not?"

Before hiring your next employeeCan your cashflow sustain another wage for the next 6 months?
Before taking on a major projectDo you have the working capital to float the job before progress claims clear?
Before buying plant or equipmentWill debt servicing create a cashflow gap in a slow period?
Before anything significantKnow the risk first. Then decide.
Your result

One of three clear verdicts.

No jargon. No vague recommendations. A structured assessment that tells you exactly where you stand — and what to do next.

Safe to Proceed
Financially healthy
Cashflow is in a strong position. Move forward with confidence — your numbers support the decision.
→ Move forward with confidence
Proceed with Caution
Risks identified
You can proceed — but with specific controls in place. We tell you exactly what to watch and how to protect the business.
→ Proceed with the right safeguards
High Financial Risk
Fix this first
Committing now puts the business at real risk. We show you exactly what needs to change before you move forward.
→ 90-Day Reset available as next step
Get Your Verdict — $595

One-off fee  ·  No discovery call needed  ·  Upload takes 5 minutes

What you receive

A senior CFO assessment.
Not a generic report.

Delivered within 2–3 business days of receiving your financials.

01
Written Cashflow Risk Summary
A clear PDF you can keep, share with your accountant, or take to the bank. Specific to your numbers — not a template.
02
30-Minute Review Call
Walk through your results directly with a senior CFO. Ask questions. Leave knowing exactly what to do next.
03
Key Risk Drivers Identified
The specific pressure points — timing gaps, margin issues, wage strain, structural cashflow risk in your business.
04
Practical Next Steps
Specific actions tied to your verdict. Not generic advice — what to do in your business, for your situation.
Book Your Scan — $595 incl. GST

No retainer  ·  No ongoing commitment  ·  Results in 2–3 business days

The process

Three steps. Two to three days.

Book online and upload your financials — that's all we need from you. We handle the rest.

1

Book & Upload

Book online and securely upload your financials — takes around 5 minutes.
  • Profit & Loss (last 12 months)
  • Balance Sheet
  • Cashflow statement if available
2

Senior CFO Analysis

A senior CFO reviews your numbers personally. No templates. No juniors. No automated output.
  • Cashflow pressure points
  • Timing and risk periods ahead
  • Margin and cost structure
  • Key financial risk drivers
3

Your Verdict

Within 2–3 business days you receive:
  • Written Cashflow Risk Summary PDF
  • Your clear financial verdict
  • Specific next steps
  • 30-minute call to walk through results
Ross Duguid — Founder, Illuminate Consulting Group
Ross Duguid
CPA  ·  Founder & Principal CFO
Who reviews your scan

ICG's standard: every scan reviewed bya senior CFO. Personally.

ICG was founded by Ross Duguid — CPA-qualified, former corporate CFO — with the principle that business owners deserve CFO-level insight without a full-time CFO price tag.

Every Cashflow Risk Scan is reviewed by a senior CFO with direct commercial experience. No juniors. No software-generated outputs. Real analysis applied to your actual numbers.

"Trades owners make irreversible decisions every week. We make sure they do it with the right information."
CPA Qualified Former Corporate CFO 16+ Years Experience Trades & Construction Specialist Based in Australia. Working nationally.
Who it's for

Built for trades & construction businesses making real decisions.

If you run a business between $1M–$5M revenue and cashflow feels uncertain, this was built for you.

Planning your next hire
Before you commit to another wage — know if the cashflow can carry it.
Taking on a big project
Project cash cycles are brutal. Know your working capital position before you sign.
Buying plant or equipment
Debt servicing changes your cashflow profile. Understand the impact before you commit.
Cashflow feels tight
Revenue is there but cash isn't. Find out exactly where it's going and what to do about it.
What business owners say

Trusted by trades businesses across Australia

Ross provides exceptional service. Professional, reliable, and consistently goes above and beyond. Highly recommend — a valuable asset to any business.

Jess — Director, Harbourside Concrete Pumping

ICG helped our plumbing business gain clarity around charge-out rates, margins, and forecasting. Managing finances has never been simpler or more controlled.

Matt — Director, Mid North Solutions Plumbing

Common questions

Before you book

Is $595 worth it?
A single bad hiring decision, an underfunded project, or equipment purchased at the wrong time can cost tens of thousands. The scan costs $595 and takes 2–3 days. The cost of getting it wrong is usually much higher.
What financials do I need to provide?
Profit & Loss for the last 12 months, your Balance Sheet, and a cashflow statement if you have one. Full instructions are provided after booking. Most clients upload in under 5 minutes.
Who actually reviews my numbers?
A senior CFO reviews every scan personally — not a junior, not software. ICG's standard is that every assessment is done by someone with direct commercial and CFO-level experience.
How long does it take?
Most scans are completed within 2–3 business days of receiving your financials. You then book a 30-minute call to walk through your results.
Is there any ongoing commitment?
None. This is a fixed-fee, one-off engagement. If you want ongoing support after the scan, that option is available — but there's no obligation and no automatic continuation.
What if my result is High Financial Risk?
You'll leave the review call with a clear picture of what needs to change and why. ICG's 90-Day Cashflow Reset is available for businesses that want hands-on support to stabilise — but the scan itself gives you everything you need to understand the problem.
Get started

Get a clear verdict
before your next decision.

No discovery call. No long engagement. Upload your financials and have a CFO-level assessment in 2–3 business days.

Book Your Cashflow Risk Scan

$595 incl. GST  ·  One-off  ·  Results in 2–3 business days