Illuminate Consulting Group

Financial clarity,
without the overhead.

Senior CFO thinking, scoped to what you actually need. Choose the engagement that fits where your business is right now.

01 Cashflow Risk Scan
$595 + GST

A clear financial verdict before your next move.

A CFO-level review of your cashflow and financial risk — completed offline within 2–3 business days. No discovery call. No long engagement. Just clarity.

$595 + GST
one-off payment

Includes

Written Cashflow Risk Summary (PDF)
Key cashflow risk drivers identified & explained
Verdict — Safe to Proceed, Caution, or High Risk
Practical next steps based on your result
30-minute structured review call

No ongoing commitment

02 90-Day Cashflow Reset
$2,950 + GST

Stabilise cashflow. Fix the pressure. Regain control.

For businesses with a High Financial Risk result. Fixed scope, fixed price, 90 days. Designed to get the business back into a strong, controlled position quickly.

$2,950 + GST
fixed fee

Includes

Cashflow pressure point analysis and action plan
Monthly check-in calls over 90 days
Margin improvement and pricing review
Written recommendations & implementation support
Clear handover to ongoing support at completion

90-day fixed engagement

03 Cashflow Control Plan (12-Month Forecast)
$1,950 + GST

A clear financial roadmap for confident growth.

A standalone project producing a detailed 12-month cashflow forecast with scenario modelling. Built from your actual numbers. Delivered within two weeks of data receipt.

$1,950 + GST
fixed fee

Includes

12-month cashflow forecast from your actual data
Risk period identification & timing recommendations
Scenario modelling — hiring, equipment, growth decisions
One focused session to walk through findings

Delivered within 2 weeks

04 Trades CFO Subscription
$595 + GST / mo

Your CFO. Monthly. Without the full-time cost.

Fixed monthly subscription providing CFO-lite support for trades and construction businesses. More structured than ad hoc advice, less commitment than a full retainer.

$595 + GST / month
no lock-in

Each month includes

Monthly cashflow dashboard reviewed & annotated by Ross
Email access for urgent questions
30-min check-in call — one key decision or risk area
Quarterly summary of key financial metrics & trends

Minimum 3 months recommended · Cancel anytime

05 Senior CFO Retainer
From $3,500 + GST / mo

Strategic financial guidance as your business scales.

Full strategic CFO advisory for businesses with $5M+ revenue and real financial complexity. A full-time CFO costs $180,000–$250,000 per year. This is senior CFO thinking at the cost appropriate for a growing business.

From $3,500 + GST / month
scope agreed upfront

Includes

Monthly management reporting review & strategic commentary
Decision support — pricing, hiring, investment, debt
Cashflow forecasting and scenario modelling
Direct access to Ross as a senior CFO thinking partner
Board and stakeholder reporting support

No hourly billing · 3-month minimum

Start here

Not sure where you stand?

Every engagement starts with the Cashflow Risk Scan. No obligation to proceed further.

Get Your Cashflow Risk Scan