ICG CASHFLOW RISK SCAN
A clear financial verdict before you make your next move.
A CFO-level assessment of your cashflow and financial risk — so you know exactly where you stand and what to do next.
$595 incl. GST. One-off purchase. No ongoing commitment.
Trusted by owner-led businesses across Australia
CFO-led assessments | CPA-qualified | Real commercial experience
WHY THE CASHFLOW RISK SCAN?
Most business owners rely on reports that show profit — not risk.
The Cashflow Risk Scan uncovers what standard financials often miss:
• Hidden cashflow pressure
• Timing gaps and future risk periods
• Margin and wage strain
• Structural weaknesses impacting growth
So you can make decisions with confidence — not guesswork.
HOW IT WORKS
Step 1 — Book & Upload
After booking, you’ll securely upload:
• Profit & Loss (last 12 months)
• Balance Sheet
• Cashflow statement (if available)
(Takes around 5 minutes)
Step 2 — CFO-Level Analysis
We review:
• Cashflow pressure points
• Timing and risk periods ahead
• Margin and cost structure
• Key financial drivers impacting cash
Step 3 — Your Results
Within 2-3 business days, you receive:
✔ A written Cashflow Risk Summary (PDF)
✔ A clear financial verdict
✔ Key cashflow drivers explained
✔ Practical next steps
✔ A focused 30-minute review call
WHAT YOU’LL GET
This is a structured, CFO-level assessment — not a generic report.
After your scan, you’ll receive:
✔ A Clear Financial Verdict
✔ Key Cashflow Drivers
✔ Practical Next Steps
Your result will be one of:
1 - Safe to Proceed
2 - Proceed with Caution
3 - High Financial Risk
WHO IT’S FOR
The Cashflow Risk Scan is ideal if:
• Cashflow feels tight or unpredictable
• You’re planning growth or major changes
• You want clarity before committing
• You need CFO-level insight without long engagements
WHAT BUSINESS OWNERS SAY
⭐️⭐️⭐️⭐️⭐️
“Ross provides exceptional service. He is professional, reliable, and consistently goes above and beyond to support us. We’re extremely grateful for his guidance and highly recommend him — he is a valuable asset to any business.”
— Jess, Director, Harbourside Concrete Pumping
⭐️⭐️⭐️⭐️⭐️
“Ross helped our plumbing business gain clarity around charge-out rates, margins, and forecasting. His ongoing support and regular check-ins have made managing finances simple and controlled.”
— Matt, Director, Mid North Solutions Plumbing
WHY ICG?
The Cashflow Risk Scan is delivered by Ross Duguid — CPA-qualified, former CFO, and founder of Illuminate Consulting Group.
With 16+ years experience across commercial, public, and advisory environments, Ross provides real-world financial clarity — not generic advice.
Based in Australia. Working nationally.
THE PATH FORWARD
Step 1 — Cashflow Risk Scan
Every client starts here. No obligation to proceed beyond the scan.
Step 2 — 90-Day Cashflow Reset (if risk is high)
Stabilise cashflow and fix pressure points.
Step 3 — Cashflow Control Plan (12-month forecast)
Build a clear roadmap for growth.
Step 4 — Ongoing CFO Support (optional)
Strategic guidance as you scale.
FREQUENTLY ASKED Q’S
How long does the scan take?
Most scans are completed within 2-3 business days, followed by a 30-minute results call.
What do I need to provide?
Recent financial reports including Profit & Loss, Balance Sheet, and cashflow (details sent after booking).
What will I receive?
A written Cashflow Risk Summary plus a review call to walk through findings and next steps.
Is this a long-term commitment?
No — it’s a fixed-fee, one-off clarity engagement.