Illuminate Consulting Group

Is your business
leaking cash?

CFO-level financial clarity for trades and construction businesses — before you make your next move.

Book a Cashflow Risk Scan — $595 See how it works
Senior CFO assessment  ·  2–3 business days Trusted by trades & construction businesses nationally No retainer. No ongoing commitment.
The real problem

Most trades businesses don't have a revenue problem.
They have a cashflow visibility problem.

Revenue is there. But cash keeps disappearing through retentions, project timing gaps, wage runs hitting before invoices clear, and margins that looked right on quote but didn't survive the job.

By the time it becomes obvious, a decision has usually already been made.

"Is this business financially safe to move forward — or not?"

Before hiring
Can your cashflow carry another wage for the next 6 months?
Before a major project
Do you have the working capital to float it before progress claims clear?
Before buying equipment
Will debt servicing create a cashflow gap when work slows down?
Before anything significant
Know the risk first. Then decide.
What we do

CFO-level clarity,
without the full-time CFO.

One structured assessment. A clear verdict. Practical next steps. No long engagement, no retainer.

01

Surface hidden pressure

We find the cashflow leaks your P&L doesn't show — timing gaps, margin erosion, wage strain, structural risk in your business model.

02

Deliver a clear verdict

Safe to Proceed. Proceed with Caution. High Financial Risk. Written summary plus a 30-minute review call — no jargon, no guesswork.

03

Give you next steps

Specific actions tied to your result. Not generic advice — what to do in your business, for your situation, based on your actual numbers.

See the full process or book directly — $595 incl. GST
Trusted by owner-led businesses across Australia
Harbourside Concrete Pumping Mid North Solutions Plumbing The Bayrange Group HCP BPS

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Ross Duguid — Founder & Principal CFO, Illuminate Consulting Group
Ross Duguid
CPA  ·  Founder & Principal CFO
Why ICG

Built on the principle that owner-led businesses deservereal CFO thinking.

ICG was founded by Ross Duguid — CPA-qualified, former corporate CFO — with one purpose: give growing businesses access to senior financial insight without the cost of a full-time hire.

Every assessment is conducted by a senior CFO with direct commercial experience. No juniors. No automated reports. No templates. Real analysis applied to your actual numbers, your business, and your decision.

"We started ICG because we kept seeing business owners make expensive decisions without the financial clarity they deserved."
CPA Qualified Former Corporate CFO 16+ Years Experience Trades & Construction Specialist Working nationally
Book a Cashflow Risk Scan — $595
What clients say

Trusted by owner-led businesses before major decisions

"

Ross provides exceptional service. Professional, reliable, and consistently goes above and beyond. Highly recommend — a valuable asset to any business.

Jess — Director, Harbourside Concrete Pumping

"

ICG helped our plumbing business gain clarity around charge-out rates, margins, and forecasting. Managing finances has never been simpler or more controlled.

Matt — Director, Mid North Solutions Plumbing

Start here

Ready to know exactly
where you stand?

Before you hire, scale, or commit — get a clear financial verdict. No long engagement. No retainer. Just clarity.

Book a Cashflow Risk Scan — $595

incl. GST  ·  One-off  ·  Results in 2–3 business days